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Authored by Kem Bung

AmericanExpress/confirmcard: Credit Cards from American Express

American Express offers an array of cards suitable for vivid lifestyles. Though americanexpress/confirmcard features a market reputation for providing top notch customer service and perks across the board, all of its cards offer a particular set of advantages and perks which are tailored specifically keeping in mind the requirements of various customers. Below-mentioned are an summary of advantages and perks of Amex’s hottest cards:

  • Blue Cash Preferred: It allows for six cash back on purchase of anything at US supermarkets including gift cards and also at restraint, coffee shops, cinema or anything . Also only $6000 annual limit stands eligible for this reward benefit .After this limit is exhausted reward rate comes right down to 1%.Also the check in bonus has comparatively less requirement on spending. The sister card Blue Cash Everyday has a $0 annual fee and offers 3% cash back on spending limit up to $6000 per annum (later 1%) in US supermarkets and a couple of at selected stores and gas stations. So it's not an honest decision to travel for Blue Cash Preferred if one runs low on grocery and fuel bills. It's ideal for giant families; they will easily get past the annual fee and luxuriate in the reward.

  • The Amex Everyday: This card is that the only card from company to offer bonus on often usage of card.Reward is given in sort of membership reward points, which may be redeemed for travel, gift card and shopping .it are often transferred to airline and hotel partners which are namely Aero plan, British Airways, Alitalia, Asia Miles, Delta Sky miles, Etihad Airways, Hilton Honors and Starwood Preferred Guest. Card is a pretty good selection except it's a coffee check in bonus and charges 2.7% foreign transaction charge.

  • Simply cash Plus Business Credit Card: Card offers small business owners a chance to earn serious rewards and obtain help building their business without adding unnecessary expenses. This offers success cash back on routine expenses of business alongside the selection of its own 3% category. Categories contain airfare purchased from the airline, hotel rooms booked directly with hotels, car rentals with selected companies, gas stations, restaurants and advertising with selected media houses. Alongside that it comes with a signup bonus and $0 annual fee. Additionally,members also get access to americanexpress/confirmcard OPEN.

  • The Platinum Card: This card offers elite and premium benefits like access to posh airport lounges, statement credit for airline incidental fees and taking uber , Starwood preferred guest gold status , concierge services and far more. it's attractive check in bonus and has huge reward point to supply which may be redeemed for travel , gift cards ,shopping and hotel partners like Aeroplan , British Airways, Asia miles, Alitalia , Hilton Honors , Delta Sky miles , Etihad Airways and Starwood PreferredGuest. it's zero foreign transaction fees. The cardboard is right for one who travels abroad often. Be it any card from this list, you’re required to verify it first online using the americanexpress/confirmcard website. We’ve already mentioned the steps for just that within the previous section.

American Express Card Eligibility Criteria

As with the other credit cards, AMEX cards do accompany some eligibility criteria. you'll only be ready to get hands on the cardboard if you meet these criteria. Your card application is going to be approved if you fall under these eligibility criteria.

  • Your approval likelihood is higher if your age is above 21.
  • There is no fixed threshold for your salary, but the more you earn, the higher the probabilities are for approval.
  • Platinum Cards and above require you to possess a credit score of quite 700. If you don’t have existing credit scores, you won’t be ready to apply for higher class cards.
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